Monday, January 31, 2011

January's Results and February's Goal

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So not sure if I listed our January's goal or not I think I may have been distracted ;) So here we go....

January's Goal: Find a extra $200 to put in our savings account. (Found money being money either from selling items or squeezed from other categories).

Results: $302 extra!

Also added up all the coupons we used this month:
Coupons used: $47!

{Happy dance!}

February's Goal: Cut our grocery budget from $500 to $250 for the month of February.

I figure since the first week of February's groceries were covered by January's pay thanks to the way our paychecks fell leaving only 3 weeks to cover we should be able to do it. Gonna be tight but that is the point of a challenge ;)

Sunday, January 30, 2011

Attempting to satisfy pregnancy cravings without breaking the bank.

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One thing I have learned through 8 pregnancies is that I LOVE FAST FOOD when knocked up! On a normal basis I can take or leave fast food no problem. Actually I usually like to cook and eat at home most of the time, but when pregnant that goes out the window. I want fried foods, cheese, and tons of butter! So in a attempt to satisfy my cravings and still leave some money in the grocery budget for the other people in the household I decided to try and make my own fast food.

First off we have fried Mozzarella balls. I want fried cheese BAD! So I attempted to make them myself. It really was pretty simple. Chunk up some mozzarella, dip it in flour, coat with egg, then into the bread crumbs, back to the egg, re-coat in more bread crumbs and then freeze for at least 20 min. Once frozen deep fry in vegetable oil till they turn golden brown. In a attempt to be more frugal I used one egg and equal parts water, homemade bread crumbs, and drained on a kitchen towel instead of a paper towel. Those little golden gems turned out wonderfully, and no I didn't share! Next up is my craving for Pizza Hut's Cheese Sticks. I have tried every recipe out there to try and recreate these Cheese Sticks and nothing came close. I finally stumbled on the perfect cheese sticks the other day. I make up several batches of this homemade bread each week. I got the idea of cutting the bread in half lengthwise, melting some butter, mixing in some garlic salt and brushing over the bread (OK maybe dumping the butter on is a more accurate term!). Then top with some shredded mozzarella and bake till the cheese is golden. I served it with some spaghetti sauce and I was in heaven. Seriously I could eat this every single night for dinner no problem!


Going to War.

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Okay not really but that is how I feel when I am getting my grocery stuff together. It has come to be quite the pile of stuff! I thought I would break down my process for anyone who is interested.

First I go through our pantry and freezer to see what we have on hand. Next I make a list of meals that I can make with those ingredients or by only adding one or two items. Then I go through my recipe binder or cookbooks to decide on the rest of the meals. My rule of thumb on this front is I only pick a recipe if I am already buying one of the items or only have to get 2-3 new items for the recipe. Take this week for example I found a recipe I wanted to try and the only thing I was missing was cabbage so I put cabbage on my list, then I found another recipe that used cabbage and I only needed 2 more items to make the second recipe so I added that one as well.

Next step for me is to go through my WIC folder and pull out the checks I need to use this week, marking off any items on my grocery list that I am getting through WIC. Making a second list on the right hand side of the page for the WIC items.

Third step is to go through my coupon binder and pull out any coupons for items listed on the left hand side of my list. I have no brand loyalty I will buy any brand if it is cheaper. I then make a list on the bottom half of the right hand side of all my coupons that I will be looking to use that day, making sure to list amounts and sizes.

Here is a picture of my grocery prep procedure:

And here we have a picture of this weeks grocery list:I bring my coupon binder, my WIC folder, and my list with me every time I go to the store. I then hit up the coupon shelf at the beginning of the store and grab 5-6 of the free coupon inserts. By the time I get to my cart and get situated I feel like a Olympic event is about to start, lol. I also bring my calculator with me and keep a running total of my grocery bill as I go through the store. I know I probably look like a crazy lady but I would rather have a running total and be prepared when I get to the checkout than get a nasty shock when they start ringing items up. I would rather decide while going down the isle if I can afford that second box of pasta than have to put it back while at the register because I don't have enough money to buy it. And there you have my war strategy!

Meal Plan/Grocery Breakdown Jan 30th-Feb 5th

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Even though the majority of this weeks groceries are going to be for February since we have not received February's pay yet we will be counting this in the January Budget. This week our budget is running a little tight since it makes 5 weeks worth of groceries so we have tightened our belt and cut out all junk food and non necessary items. I wish this type of grocery shopping was sustainable but my husband is going to want his sodas back :)

I also had a first at the grocery store today, I actually got something for FREE! I know many people have said over and over again how combining coupons with sales can get you items for free but I have never been that lucky. The lowest I had ever got down to was $0.10 for a item, which I am not complaining about! Today I needed Soy Sauce so I went to the store with my $1 off coupon only to find they were having a sale. The 10oz soy sauces were marked at $0.89 each. I double checked my coupon to make sure it didn't have a minimum amount of ounces and since it didn't I snapped that sucker up. I was standing there smiling to myself when I realized I had another coupon in my binder (which I always take with me now cause you never know when you are going to find a deal!). So I got 20oz of Soy Sauce and actually MADE $0.22! My husband things I am crazy for being so excited but I mean come on I was going to buy it anyways and they paid me to take it out of the store :D

Meal Plan:
Breakfast (served with milk):
*Waffles
*Pancakes
*Egg Biscuits

Lunch (served with Fruit and milk):
*Grilled Cheese Sandwiches
*Ham Sandwiches
*Tuna Sandwiches
*Grilled Ham/Turkey Sandwiches
*Leftovers

Dinner:
*Tilapia with homemade Tarter Sauce and Salad
*Meatloaf with mashed potatoes and Salad
*Chicken Fajitas with Fried rice
*Pizza Rolls
*Jazzy Ramen
*Mexican Bow tie pasta
*Chicken tortilla soup

Grocery Breakdown:
Breakfast:
$0

Lunch:
$7.64

Dinner:
$29.51

Snacks:
$3.50

Dairy:
$10.17

Fruit and Veg:
$6.73

Household:
$2.14

Total with Surcharge: $62.67
Total Coupons Used: $6.40
Total out of pocket:$56.27

Saturday, January 22, 2011

Coupons....

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This was my first month getting back into the world of couponing and I have to say I am having more and more success as the month goes on. I have long heard that you have to coupon for months before you start to see the massive success so often shared by others and I am finding that to be true. You need time to build up your coupon stockpile but once you have a fair amount it gets a lot easier to save money. By watching for sales and stocking up using your coupons you can save a fortune.


The first step in couponing is to save up and organize your coupons. In the past I was forever getting irritated because I would bring only the coupons I was planning on using and would then get to the store to find a great deal that I had a coupon for but the coupons were at home! *growl* My solution was to carry all my coupons with me to the store, but I needed a way to organize them and keep them all together. And here it is....a coupon holder with a pretty laminated fabric on the outside. It fits perfectly in my purse and keeps everything together. The front pouch is great for storing my calculator, ID, and money. So I don't even need my purse if I don't want it :)

Total Coupons used in January: $40

Bargin Shopping and the Twins!

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Everyone knows that twins are expensive, after all you need 2 of everything at the same time. Our newest growth spurt has led to the need of 2 new convertible car seats, preferably for as little cash as possible. While browsing this weeks Target flyer I found they had their Costco Convertible car seats marked down to $37 each! I was sold right there! But wait it didn't stop there on the same page there were toddler cups buy two get one free, I was SO there!

Being the ever frugal mama I first made a stop at the NEX to get a price comparison after all even if the car seats were marked for the same price they would have been cheaper at the NEX since we don't pay sales tax at base stores. I browsed through the baby isle (after first checking the prices over in the Health and Beauty isle, after all I am always after a deal) and about had a heart attack at the prices of their convertible car seats! $189 for ONE! Um...no. So off to Target I went. Sure enough there were the car seats for $37 I threw 2 in my cart and was off to find the toddler cups! Final breakdown I saved $39.97 off of the normal prices at Target and $294 by not buying the cheapest car seat at the NEX :)

Meal Plan and Grocery Breakdown Jan 22nd

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Last weeks Meal plan was sort of hit or miss thanks to having company. There were several nights when my husband and his company were not here to eat so many things lasted longer as leftovers than normal so you will be seeing some repeats from last week as we get things used.

Breakfast ( Served with fruit and milk):
*Waffles
*Pancakes
*French Toast Sticks
*Cinnamon Rolls
*Bacon, Egg, and Cheese Biscuits

Lunch (all served with fruit and milk):
*Tuna Sandwiches
*Turkey Sandwiches
*Ham Sandwiches
*Leftovers
*Frozen Pizza

Dinner:
*Honey Rosemary Chicken with broccoli
*Chicken and Egg Drop Soup
*Jalapeno Burgers and Fries (plain burgers for the little ones)
*Spaghetti
*Fried Shrimp, Spinach salad, and baked potatoes
*Meatloaf, mashed potatoes, and mixed veggies
*Nacho chips

Grocery Receipt Breakdown
Breakfast:
$36.40

Lunch:
$17.64

Snacks:
$7.96

Dinner:
$38.58

Milk (Twins Soy Milk):
$10.17

Household:
$18.27

Junk food:
$5.25

Total before Coupons with surcharge: $141.53
Total coupons: $19.74
Total out of pocket: $121.79
 

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